How to Track Your TFSA & RRSP Performance
Most Canadians have no idea how their registered investments are actually performing. Your brokerage shows you a balance, but not whether you are keeping pace with the market. FlowVista reads your brokerage PDF and benchmarks your returns against the S&P/TSX Composite and S&P 500 so you can see exactly where you stand.
- A quarterly or annual statement PDF from your brokerage or insurance company
- A browser — FlowVista runs entirely in your browser, nothing to install
Upload and Analyse Your Portfolio
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1
Download Your Statement
Log in to your brokerage or group benefits portal and look for a Statements or Documents section. Download the most recent quarterly or annual statement as a PDF. The file usually contains your account type (TFSA, RRSP, etc.), holdings, market values, and book values.
Where to find it by institution:
- RBC Direct Investing — Account Activity → Statements & Reports
- TD Direct Investing — Accounts → Documents & Statements
- BMO InvestorLine — My Portfolio → Statements
- CIBC Investor's Edge — Account Management → Statements
- Scotiabank / Scotia iTRADE — Documents → Statements
- Wealthsimple — Settings → Documents
- Manulife — My Account → Statements
- Sun Life — Documents & Forms
- Canada Life — My Account → Statements
- Fidelity — Account Positions → Statements
- iA Financial — My Documents → Statements
Tip If you have multiple accounts (e.g., a TFSA and an RRSP), you can upload separate PDFs for each. FlowVista will combine them into a single portfolio view. -
2
Upload to FlowVista
Open FlowVista and click the Upload CSV/PDF button. Select your statement file. FlowVista auto-detects which institution issued the PDF and parses the relevant data automatically.
The parser extracts your holdings table, account type, market values, book values, and—when available—opening and closing values from the statement period. No manual data entry is needed.
Tip The PDF never leaves your browser during detection. FlowVista processes the file client-side to identify the institution before parsing. -
3
See Your Results
After the upload completes, FlowVista shows you a full investment analysis. Here is what you get:
Portfolio Allocation
A breakdown of your holdings by asset class, showing exactly where your money is invested.
Benchmark Comparison
Your returns measured against the S&P/TSX Composite Index and the S&P 500, so you can see if you are keeping pace.
Alignment Score
A single score that reflects how well your portfolio matches a diversified target allocation for Canadian investors.
Recommendations
Specific, actionable suggestions based on your current allocation—such as geographic diversification or fee reduction.
What FlowVista Extracts
When you upload a brokerage PDF, FlowVista reads and structures the following data from your statement.
Account Types
- TFSA — Tax-Free Savings Account
- RRSP — Registered Retirement Savings Plan
- LIRA — Locked-In Retirement Account
- FHSA — First Home Savings Account
- Non-Registered — taxable investment accounts
Holdings Data
- Fund or security name and code
- Number of units held
- Market value — current value of each holding
- Book value — original cost basis (used to calculate unrealized gains)
Performance Data
- Opening value and closing value from quarterly statements
- Contributions and withdrawals during the statement period
- Growth curve calculated from the statement period data
Supported Institutions
FlowVista currently supports PDF statements from the following Canadian brokerages and insurance companies.
Get started
Ready to track your portfolio?
Upload your brokerage PDF and see how your TFSA, RRSP, or other registered accounts stack up against the TSX and S&P 500.
Open FlowVista